404 S 8th St, Oregon, IL 61061 Property Records

Ogle County property record for 404 S 8th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1937
Lot Size	0.183 acres (7,975 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Jul 2026)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-428-007`

Property Details

APN / Parcel Number

Primary APN	`16-04-428-007`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	7,975 sqft (0.183 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	404 S 8TH ST
City	OREGON
State	IL
Zip	61061-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 3 BLK 2 COMMERCIAL ADD CITY OF OREGON
Legal Subdivision	COMMERCIAL ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2023
Census Tract	961400

Owner

Source: Ogle County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 S 8TH ST, OREGON, IL 61061-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer
Aug 29, 2023	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Oct 10, 2017	Warranty Deed, Transfer KENZLEY TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20263488
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 14, 2026
Property Address	404 S 8TH ST, OREGON, IL 61061-1730
Document Number	0000003488
Instrument Date	Jul 8, 2026
Instrument	20263488
Transaction Type	Transfer
Record Updated	Aug 13, 2026

Transaction

Amount	Amount Recorded
Tax	$24,467.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S 8TH ST, OREGON, IL 61061-1730

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 29, 2023
Property Address	404 S 8TH ST, OREGON, IL 61061-1730
Document Number	0000003846
Map Reference	PB B PG 57
Instrument Date	Aug 23, 2023
Instrument	202303846
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S 8TH ST, OREGON, IL 61061-1730

Mortgage

Document Number	0000003847
Date	Aug 29, 2023
Instrument	202303847

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.38%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 10, 2017
Property Address	404 S 8TH ST, OREGON, IL 61061-1730
Document Number	0000005877
Instrument Date	Oct 6, 2017
Instrument	5877
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 S 8TH ST OREGON IL 610611730, OREGON, IL 61061-1730

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,498.00 (+61.57%)	$42,073 (+21.7%) Land $6,924 Building $35,149	$126,219 (+21.7%) Land $20,772 Building $105,447
2023		$34,572 (+8.04%) Land $5,228 Building $29,344	$103,716 (+8.04%) Land $15,684 Building $88,032
2022	$2,165.00	$31,999 Land $4,839 Building $27,160	$95,997 Land $14,517 Building $81,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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