404 S 5th St, Gadsden, AL 35901 Property Records

Etowah County property record for 404 S 5th St, Gadsden, AL 35901

Property Summary

Property TypeMedical Building
Details1 ba · 4,358 sqft · built 1940
Lot Size0.279 acres (12,142 sqft)
OwnerCompany Name on Record
Tax Bill$2,782 (2026)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-02-09-1-000-165.000

Property Details

APN / Parcel Number

Primary APN15-02-09-1-000-165.000
Alternative APNs
  • 268996
  • 151170
  • 263183
  • 34591

Interior

Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area4,358 sqft Total Area
1st Floor Area2,966 sqft
2nd Floor Area1,392 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,142 sqft (0.279 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number263183
Street Address404 S 5TH ST
CityGADSDEN
StateAL
Zip35901-5102
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionT/L-2024 BEG @ SE INT BAY ST & S 5TH ST TH SE ALNG S ETH ST 100 TH NE 143.85 TH NW 66.46 TH NW ALNG BAY ST 150 TO POB LYING IN LYING IN NW1/4 NE1/4 9-12-6 1305-207,1434-158,D-2003-0173,D-2007-3263011,D-2023-3554572
Legal Range6E
Legal Township12S
Legal Section9
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group3
Census Block3002
Census Tract1200

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address915 OLD PLEASANT VALLEY RD, RAINBOW CITY, AL 35906-4821
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address404 S 5TH ST, GADSDEN, AL 35901-5102
Transaction TypeMortgage
Record UpdatedMay 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003497185
DateFeb 3, 2020
Instrument3497185
Lender
NameTHE EXCHANGE BANK OF ALABAMA
TypeBank
Agreement
AmountAmount Recorded
Term0 Months
DueFeb 3, 2020

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,782.00 (+7%)
2025$2,600.00 (-23.6%)$53,080 (-23.58%) Land $7,640 Building $45,440$265,400 (-23.58%) Land $38,200 Building $227,200
2023$3,403.00 (+19.11%)$69,460 (+19.1%) Land $7,640 Building $61,820$347,300 (+19.1%) Land $38,200 Building $309,100
2022$2,857.00$58,320 Land $7,640 Building $50,680$291,600 Land $38,200 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1979–1999)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 1999 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Sparklight.

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