404 S 4th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 404 S 4th St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,450 sqft · built 1902
Lot Size0.164 acres (7,128 sqft)
OwnerIndividual Name on File
Last Sale$48,500 (Aug 2012)
Tax Bill$4,279 (2024)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-352-001

Property Details

APN / Parcel Number

Primary APN08-23-352-001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area2,450 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area7,128 sqft (0.164 acres)
Lot Dimensions108 ft deep x 66 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0823352001
Street Address404 S 4TH ST
CityDEKALB
StateIL
Zip60115-3737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEKALB (ORIGINAL TOWN) - W 108FT OF LOT 1 BLOCK 20
Legal SubdivisionDEKALB (ORIGINAL TOWN)
Legal Block20
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4012
Census Tract1300

Owner

404 S 4th St is owned and occupied by an individual who bought it in August 2012.

Source: DeKalb County records, as of May 7, 2026

Owner of RecordIndividual Name on File
Mailing Address404 S 4TH ST, DEKALB, IL 60115-3737
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2012 · Amount on File
Deed SaleAug 15, 2012 · Amount on File
Deed Document Number20129597
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address404 S 4TH ST, DEKALB, IL 60115-3737
Document Number0000009088
Instrument DateSep 8, 2018
Transaction TypeMortgage
Record UpdatedOct 18, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S 4TH ST DEKALB IL 601153737, DEKALB, IL 60115-3737

Mortgage

Document Number0000009088
DateSep 28, 2018
Instrument9088
Lender
NameCITIZENS EQUITY FCU
TypeMortgage Company
AddressPEORIA, IL 61656-1715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 27, 2033

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,391 Land $11,013 Building $54,378$196,173 Land $33,039 Building $163,134
2024$4,279.00
2023$52,065 Land $8,769 Building $43,296$156,195 Land $26,307 Building $129,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 S 4th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

Nearby Properties on S 4th St

Nearby Streets

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