Atlantic County and Galloway Township property record for 404 S 4th Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 2,118 sqft · built 2001 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Nov 2016) |
| Tax Bill | $7,519 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Mortgage + 3 more |
| APN | 11-00981-01-00011-03 |
| Primary APN | 11-00981-01-00011-03 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,118 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 S 4TH AVE |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | TOWNSHIP/GALLOWAY |
| Legal Block | 981.1 |
| Legal Lot Number | 11.3 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10506 |
404 S 4th Ave is owned and occupied by two individuals who bought it in November 2016.
Source: Atlantic County and Galloway Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Jul 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Prior Sale | Apr 10, 2001 · Amount on File |
| Deed Document Number | 201667334 |
| Prior Transfer Date | Jul 24, 2000 |
| Prior Transfer Doc | 0000141450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | May 26, 2026 |
| Property Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000023033 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202623033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000023033, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202623033 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Jul 1, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000045078 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023045078 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043725 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022043725 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000001830 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 S 4TH AVE GALLOWAY NJ 082059501, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000001830 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1830 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 10, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 404 S 4TH AVE, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000046960 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 S 4TH AVE GALLOWAY NJ 082059501, GALLOWAY, NJ 08205-9501 |
| Document Number | 0000046960 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 46960 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
The 2025 property tax bill for 404 S 4th Ave was $7,519, up 1.6% from the year before.
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,800 (-) Land $54,000 Building $167,800 | $221,800 (-) Land $54,000 Building $167,800 | |
| 2025 | $7,519.00 (+1.57%) | $221,800 Land $54,000 Building $167,800 | $221,800 Land $54,000 Building $167,800 |
| 2024 | $7,403.00 | ||
| 2023 | $221,800 Land $54,000 Building $167,800 | $221,800 Land $54,000 Building $167,800 | |
| 2022 | $7,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 404 S 4th Ave; there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (1998–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 S 4th Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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