Bonner County property record for 404 S 2nd Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,048 sqft · built 1915 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,341 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0494014001BA |
| Primary APN | RPS0494014001BA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,048 sqft Finished Area |
| 1st Floor Area | 3,612 sqft |
| Attic | Attic |
| Attic Area | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Type | Detached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 96 sqft |
| Pole Barn | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 S 2ND AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEILS 3RD ADD BLK 14 LOTS 1 & 2 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEILS 3RD ADD |
| Legal Block | 14 |
| Legal Lot Number | 1-2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 950300 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 404 S 2ND AVE, SANDPOINT, ID 83864-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit HORIZON CU |
| Feb 8, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2022 |
| Transfer Doc | 0001000348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 404 S 2ND AVE, SANDPOINT, ID 83864-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000941294 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 941294 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 8, 2022 |
| Property Address | 404 S 2ND AVE, SANDPOINT, ID 83864-1210 |
| Document Number | 0001000348 |
| Map Reference | MB 1 PG 61 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 1000348 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 404 S 2ND AVE, SANDPOINT, ID 83864-1210 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,341.00 (+21.91%) Homeowner's exemption | $483,258 (-) Land $316,108 Building $167,150 | $483,258 (-) Land $316,108 Building $167,150 |
| 2025 | $1,100.00 (-42.11%) Homeowner's exemption | $483,258 (+5.02%) Land $316,108 Building $167,150 | $483,258 (+5.02%) Land $316,108 Building $167,150 |
| 2023 | $1,900.00 Homeowner's exemption | $460,160 Land $258,082 Building $202,078 | $460,160 Land $258,082 Building $202,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1982–2011) |
| Most Recent Claim | Jun 2011 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Ziply Fiber.
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