404 S 15th St, La Fayette, IN 47905 Property Records

Tippecanoe County property record for 404 S 15th St, La Fayette, IN 47905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,188 sqft · built 1950
Lot Size	0.188 acres (8,178 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Mar 2023)
Tax Bill	$994 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-07-28-176-002.000-004`

Property Details

APN / Parcel Number

Primary APN	`79-07-28-176-002.000-004`
Alternative APN	`156085000346`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,188 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,178 sqft (0.188 acres)
Lot Dimensions	174 ft deep x 47 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	404 S 15TH ST
City	LAFAYETTE
State	IN
Zip	47905-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FORESMANS ADDN LOT 18
Legal Subdivision	FORESMANS ADDN
Legal Lot Number	18
Jurisdiction	TIPPECANOE IN
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

Source: Tippecanoe County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 S 15TH ST, LAFAYETTE, IN 47905-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Mar 1, 2021	Warranty Deed, Transfer OLD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	20232850
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	0000003734
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Mar 13, 2023
Property Address	404 S 15TH ST, LAFAYETTE, IN 47905-1228
Document Number	0023002850
Map Reference	PB 02 PG 47
Instrument Date	Mar 10, 2023
Instrument	202323002850
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S 15TH ST, LAFAYETTE, IN 47905-1228

Mortgage

Document Number	0023002851
Date	Mar 13, 2023
Instrument	202323002851

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Mar 1, 2021
Property Address	404 S 15TH ST, LAFAYETTE, IN 47905-1228
Document Number	0000004646
Instrument Date	Feb 25, 2021
Instrument	4646
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	TICOR TITLE, TT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S 15TH ST LAFAYETTE IN 479051228, LAFAYETTE, IN 47905-1228

Mortgage

Document Number	4647
Date	Mar 1, 2021
Instrument	4647

Lender

Name	OLD NAT'L BK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2041

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Fairfield Township
Municipality	Lafayette City
Unified School District	Lafayette School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,900 (+35%) Land $22,500 Building $126,400	$148,900 (+35%) Land $22,500 Building $126,400
2024	$994.00 (+24.41%)
2023	$799.00 (+1.14%)	$110,300 (+8.24%) Land $22,500 Building $87,800	$110,300 (+8.24%) Land $22,500 Building $87,800
2022	$790.00	$101,900 Land $22,500 Building $79,400	$101,900 Land $22,500 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: On-Ramp Indiana, T-Mobile, Wintek.

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