404 Rustling Oaks Dr, Waverly, TN 37185 Property Records

Humphreys County property record for 404 Rustling Oaks Dr, Waverly, TN 37185 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,857 sqft · built 2024
Lot Size1.58 acres (68,825 sqft)
OwnerIndividual Name on File
Last Sale$542,000 (Aug 2025)
Tax Bill$4,000 (2025)
Deeds & MortgagesAug 2025 Sale & Construction Loan
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN043053C B 00900

Property Details

APN / Parcel Number

Primary APN043053C B 00900
Alternative APN
  • 053C B 00900

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,857 sqft Living Area
1st Floor Area2,181 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area68,825 sqft (1.58 acres)
TerrainRolling
Garage TypeFinished
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address404 RUSTLING OAKS DR
CityWAVERLY
StateTN
Zip37185-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: W05
Legal SubdivisionRUSTLING OAKS SECT C
Legal Lot Number24
JurisdictionHUMPHREYS TN
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract130300

Owner

Source: Humphreys County records · APN 043053C B 00900

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 RUSTLING OAKS DR, WAVERLY, TN 37185-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2025Warranty Deed, Construction Loan · Construction Mortgage
K THOMAS SIDWELL
Oct 20, 2021Warranty Deed, Transfer
THRIVE TITLE LLC, THREE RIVERS TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleOct 20, 2021 · Amount on Record
Deed Document Number20252869
Deed Book / Page8 / 2768
Prior Transfer DateFeb 13, 2024
Prior Transfer Doc0000000329
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateAug 29, 2025
Property Address404 RUSTLING OAKS DR, WAVERLY, TN 37185-1040
Document Number0000002869
Book / Page8 / 2768
Map ReferenceMB A PG 63
Instrument DateAug 28, 2025
Instrument25002869
Transaction TypeConstruction Loan
Record UpdatedJan 27, 2026
Title CompanyPHENIX TITLE SERVICES LLC, PHOENIX TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,005.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 RUSTLING OAKS DR, WAVERLY, TN 37185-1040

Mortgage

Document Number0000002870
DateAug 29, 2025
Instrument25002870
Lender
NameK THOMAS SIDWELL
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueFeb 22, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateOct 20, 2021
Property Address404 RUSTLING OAKS DR, WAVERLY, TN 37185-1040
Document Number0000003698
Book / Page211 / 1028
Map ReferenceCAB A SL 63
Instrument DateOct 15, 2021
Instrument21003698
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyTHRIVE TITLE LLC, THREE RIVERS TITLE LLC

Transaction

AmountAmount Recorded
Tax$92.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 TROUSDALE DR, NASHVILLE, TN 37220-2036

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,000.00 (+2,062.16%)$131,700 (+2,067.9%) Land $6,075 Building $125,625
2024$185.00$6,075 (-) Land $6,075
2023$185.00 (+19.35%)$6,075 (+25.26%) Land $6,075$526,800 (+2,615.46%) Land $24,300 Building $502,500
2022$155.00$4,850 Land $4,850$19,400 Land $19,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Nearby Flood Policies36 in force
Nearby Flood Claims84 (1984–2024)
Claims Outside the SFHA11 of 84
Most Recent ClaimDec 2024, rainfall accumulation
Claims By Storm
  • Severe Storm And Flooding, Aug 2021 · 41 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Meriwether Lewis Electric CooperativeFiber1,000 / 1,000
LTD BroadbandFiber1,000 / 1,000
LTD BroadbandFixed Wireless (unlicensed)150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

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