404 Rowantree Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 404 Rowantree Rd, Sycamore, IL 60178

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,180 sqft · built 1985
Lot Size0.567 acres (24,700 sqft)
Owner2 Individual Names on File
Last Sale$247,500 (Apr 2016)
Tax Bill$9,130 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-29-205-013

Property Details

APN / Parcel Number

Primary APN06-29-205-013

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
Gross Area2,852 sqft
1st Floor Area1,530 sqft
Basement Area650 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRetaining Wall
Roof MaterialAsphalt
Lot Area24,700 sqft (0.567 acres)
Lot Dimensions190 ft deep x 130 ft wide
Garage TypeAttached
Garage Area672 sqft
PorchSlab
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0629205013
Street Address404 ROWANTREE RD
CitySYCAMORE
StateIL
Zip60178-1074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC2
Legal DescriptionSPARKHAYES SUB 5TH ADDITION - N 65FT OF LOT 7 & ALL LOT 8 BLOCK 8
Legal SubdivisionSPARKHAYES SUB 5TH ADDITION
Legal Block8
Legal Lot Number7,8
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group2
Census Block2018
Census Tract402

Owner

404 Rowantree Rd is owned and occupied by two individuals who bought it in April 2016.

Source: DeKalb County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address404 ROWANTREE RD, SYCAMORE, IL 60178-1074
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIDELITY MORTGAGE SERVICES INC
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIDELITY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2016 · Amount on File
Deed SaleApr 18, 2016 · Amount on File
Deed Document Number20163437
Prior Transfer DateApr 22, 2013
Prior Transfer Doc0000005779
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address404 ROWANTREE RD, SYCAMORE, IL 60178-1074
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyDUKANE TITLE, DUKANE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001702
DateFeb 14, 2022
Instrument2022001702
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressWHEATON, IL 60189
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address404 ROWANTREE RD, SYCAMORE, IL 60178-1074
Document Number0000008526
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 ROWANTREE RD SYCAMORE IL 601781074, SYCAMORE, IL 60178-1074

Mortgage

Document Number0000008526
DateAug 25, 2020
Instrument8526
Lender
NameAMERICAN FIDELITY MTG SVCS
TypeMortgage Company
AddressWHEATON, IL 60189-5831
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 24, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130,265 Land $20,436 Building $109,829$390,795 Land $61,308 Building $329,487
2024$9,130.00
2023$111,840 Land $17,545 Building $94,295$335,520 Land $52,635 Building $282,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Rowantree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Rowantree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSYCAMORE
serves 18,500 people · EPA ID IL0370550
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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