Lafayette County property record for 404 Ross Ave, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,718 sqft · built 1960 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,607 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138C-28-081.00 |
| Primary APN | 138C-28-081.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8085 |
|---|---|
| Street Address | 404 ROSS AVE |
| City | OXFORD |
| State | MS |
| Zip | 38655-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 HALEYS SUB PART II PREV APN: 097A-28-093 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HALEYS SUB |
| Legal Lot Number | 38 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950204 |
404 Ross Ave, a single family home, is owned by a company.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 529 COUNTY ROAD 215, ABBEVILLE, MS 38601-9634 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FNB OXFORD BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 404 ROSS AVE, OXFORD, MS 38655-4826 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201706826 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 201706826 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 225 Months |
| Due | May 13, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 404 ROSS AVE, OXFORD, MS 38655-4826 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202100047 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 202100047 |
| Name | FNB OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 31, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 404 Ross Ave was $3,607.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,607.00 | $27,725 | $184,830 Land $60,000 Building $124,830 |
| 2023 | $3,205.00 | $24,635 | $164,230 Land $60,000 Building $104,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Ross Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Ross Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T, North East Fiber.
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