Middlesex County and Lowell City property record for 404 Rogers St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,068 sqft · built 1985 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $542,000 (Jun 2022) |
| Tax Bill | $6,869 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Jun 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S20150 |
| Primary APN | S20150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 878 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | S20150 |
|---|---|
| Street Address | 404 ROGERS ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 5045 |
| Legal Lot Number | 404 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 312502 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 22, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 20, 2018 | Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL |
| May 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 21, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 5, 2021 | Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 23, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Apr 5, 2021 · Amount on Record |
| Deed Book / Page | 37163 / 50 |
| Last Transfer Date | Sep 22, 2025 |
| Transfer Doc | 0039535-33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 22, 2025 |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 0039535-33 |
| Book / Page | 39535 / 33 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 29892 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 032168-227 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 32168/227 |
| Instrument | 25358 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 034164-146 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 34164/146 |
| Instrument | 22295 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 21, 2022 |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 0037163-50 |
| Book / Page | 37163 / 50 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 26360 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 0000026361 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 26361 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 5, 2021 |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 35578-38 |
| Book / Page | 35578 / 38 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 20212 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 20213 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 20213 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 23, 2017 |
| Property Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Document Number | 31578-55 |
| Book / Page | 31578 / 55 |
| Instrument | 47394 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.72 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ROGERS ST, LOWELL, MA 01852-4221 |
| Investor | Possibly a Property Investor |
| Document Number | 315780058 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 31578/0058 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,869.00 (+4.04%) | $605,200 (+5.23%) Land $246,900 Building $358,300 | $621,822 (+2.21%) |
| 2025 | $6,602.00 (+5.06%) | $575,100 (+9%) Land $230,800 Building $344,300 | $608,380 (+34.91%) |
| 2024 | $6,284.00 (+2.56%) | $527,600 (+6.95%) Land $215,700 Building $311,900 | $450,965 |
| 2023 | $6,127.00 | $493,300 Land $187,600 Building $305,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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