404 River Bend Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 404 River Bend Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Mar 2016)
Tax Bill	$8,098 (2021)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-225-003`

Property Details

APN / Parcel Number

Primary APN	`02-25-225-003`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 76 ft wide

Location & Zoning

Account Number	0225225003
Street Address	404 RIVER BEND DR
City	GENOA
State	IL
Zip	60135-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 372 - RIVERBEND ADDITION TO GENOA - UNIT FIVE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	372
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4041
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 RIVER BEND DR, GENOA, IL 60135-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 17, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2016 · Amount on Record
Deed Sale	Mar 22, 2016 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	20162570
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 RIVER BEND DR, GENOA, IL 60135-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000000352
Date	Jan 11, 2021
Instrument	2021000352

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000001817
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 RIVER BEND DR GENOA IL 601351440, GENOA, IL 60135-1440

Mortgage

Document Number	0000001817
Date	Mar 3, 2020
Instrument	1817

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Interest

Rate	3.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000000067
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 RIVER BEND DR GENOA IL 601351440, GENOA, IL 60135-1440

Mortgage

Document Number	0000000067
Date	Jan 2, 2018
Instrument	67

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000005447
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RIVER BEND DR GENOA IL 601351440, GENOA, IL 60135-1440

Mortgage

Document Number	0000005447
Date	Jun 7, 2017
Instrument	5447

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,397 (+22.81%) Land $8,796 Building $110,601	$358,191 (+22.81%) Land $26,388 Building $331,803
2023		$97,221 Land $7,162 Building $90,059	$291,663 Land $21,486 Building $270,177
2021	$8,098.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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