Oconee County property record for 404 Ridge Pointe Ct, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,377 sqft · built 2005 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,499 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 164-03-01-017 |
| Primary APN | 164-03-01-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,377 sqft Living Area |
| Basement Area | 1,167 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 148 ft deep x 191 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 16979 |
|---|---|
| Old Parcel Number | 164 03 01 017 |
| Street Address | 404 RIDGE POINTE CT |
| City | SENECA |
| State | SC |
| Zip | 29672-6959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BEACON SHORES |
| Legal Subdivision | BEACON SHORES |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30302 |
404 Ridge Pointe Ct is owned and occupied by two individuals who acquired it in February 2004.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 RIDGE POINTE CT, SENECA, SC 29672-6959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2004 |
| Deed Sale | Feb 13, 2004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 404 RIDGE POINTE CT, SENECA, SC 29672-6959 |
| Document Number | 0039550289 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 RIDGE POINTE CT SENECA SC 296726959, SENECA, SC 29672-6959 |
| Document Number | 0039550289 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 003955/000289 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 28, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 404 Ridge Pointe Ct was $2,499.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,499.00 | $25,825 Land $15,968 Building $9,857 | $645,622 Land $399,190 Building $246,432 |
| 2023 | $25,825 Land $15,968 Building $9,857 | $645,622 Land $399,190 Building $246,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Ridge Pointe Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Ridge Pointe Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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