Lucas County property record for 404 Richards Rd, Toledo, OH 43607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,305 sqft · built 1948 |
| Lot Size | 0.27 acres (11,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Feb 2021) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04841 |
| Primary APN | 20-04841 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Basement Area | 1,305 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 11,800 sqft (0.27 acres) |
| Lot Dimensions | 197 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 RICHARDS RD |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43607-2370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | 3 6 SW 1/4 S 60 FT N 450 FT W 221.55FT ON S LINE PT E CE |
| Legal Subdivision | 3 06 SW 1/4 |
| Legal Tract | 74 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7402 |
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 404 RICHARDS RD, TOLEDO, OH 43607-2370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Prior Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 21100817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Feb 2, 2021 |
| Property Address | 404 RICHARDS RD, TOLEDO, OH 43607-2370 |
| Document Number | 0000005842 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 202102020005842 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 RICHARDS RD, TOLEDO, OH 43607-2370 |
| Document Number | 0000005843 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 202102020005843 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 (+11.16%) | $33,880 (-) Land $10,185 Building $23,695 | |
| 2024 | $1,927.00 (+20.74%) | $33,880 (+45.56%) Land $10,185 Building $23,695 | $96,800 (+45.56%) Land $29,100 Building $67,700 |
| 2023 | $1,596.00 (+50.14%) | $23,275 (-) Land $8,750 Building $14,525 | |
| 2022 | $1,063.00 Homeowner's exemption | $23,275 Land $8,750 Building $14,525 | |
| 2021 | $66,500 Land $25,000 Building $41,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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