404 Rice Way, Los Banos, CA 93635 Property Records

Merced County property record for 404 Rice Way, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,381 sqft · built 2023
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Company Names on Record
Last Sale	$460,000 (May 2025)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`424-210-050-000`

Property Details

APN / Parcel Number

Primary APN	`424-210-050-000`
Alternative APN	`424-210-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,381 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	424-210-050
Street Address	404 RICE WAY
City	LOS BANOS
State	CA
Zip	93635-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 380 SOUTHPOINTE AT REG PK PH7 POR SEC 12/10/10
Legal Subdivision	2015-01 SOUTHPOINTE/REGENCY PA
Legal Lot Number	380
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1014
Census Tract	2304

Owner

Source: Merced County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	404 RICE WAY, LOS BANOS, CA 93635-4139
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Intrafamily Transfer, Transfer
Dec 6, 2023	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Apr 5, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	202514430
Last Transfer Date	Sep 10, 2025
Transfer Doc	0000024668
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 16, 2025
Property Address	404 RICE WAY, LOS BANOS, CA 93635-4139
Document Number	0000024668
Map Reference	MB 99 PG 50-53
Instrument Date	Sep 10, 2025
Instrument	2025024668
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 RICE WAY, LOS BANOS, CA 93635-4139

December 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 6, 2023
Property Address	404 RICE WAY, LOS BANOS, CA 93635
Document Number	0000030688
Map Reference	MB 85 PG 50-53
Instrument Date	Nov 30, 2023
Instrument	2023030688
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RICE WAY, LOS BANOS, CA 93635

Mortgage

Document Number	0000030689
Date	Dec 6, 2023
Instrument	2023030689

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 5, 2023
Property Address	404 RICE WAY, LOS BANOS, CA 93635
Document Number	0000007482
Map Reference	MB 85 PG 50-53
Instrument Date	Mar 29, 2023
Instrument	2023007482
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W MURRAY AVE, VISALIA, CA 93291-4970

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,200 (+4.25%) Land $132,600 Building $336,600
2025	$6,880.00 (+805.26%)	$450,064 (+552.28%) Land $122,400 Building $327,664
2023	$760.00	$68,999 Land $68,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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