404 Ranch Dr, Manchester (Ballwin), MO 63011 Property Records

St. Louis County property record for 404 Ranch Dr, Manchester, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,347 sqft · built 1968
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22R-33-0715`

Property Details

APN / Parcel Number

Primary APN	`22R-33-0715`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	200 sqft
Poultry House	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 RANCH DR
City	MANCHESTER
State	MO
Zip	63011-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	94R-1
Legal Description	BAXTER ACRES PLAT 3 LOT 216
Legal Subdivision	BAXTER ACRES PLAT 3
Legal Lot Number	216
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4011
Census Tract	217802

Owner

404 Ranch Dr is owned and occupied by two individuals who acquired it in December 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 RANCH DR, MANCHESTER, MO 63011-3947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018
Deed Sale	Dec 26, 2018
Prior Sale	Sep 12, 2000 · Amount on File
Deed Document Number	2018741
Deed Book / Page	23333 / 600
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	02333300600
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	404 RANCH DR, MANCHESTER, MO 63011-3947
Document Number	0237264543
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 RANCH DR MANCHESTER MO 630113947, MANCHESTER, MO 63011-3947

Mortgage

Document Number	0237264543
Date	Oct 3, 2019
Book Page	023726/004543
Instrument	745

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	404 RANCH DR, MANCHESTER, MO 63011-3947
Document Number	0225082479
Book / Page	022508 / 002479
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 RANCH DR MANCHESTER MO 630113947, MANCHESTER, MO 63011-3947

Mortgage

Document Number	0225082479
Date	May 3, 2017
Book Page	022508/002479
Instrument	596

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 Ranch Dr was $3,690, up 7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Manchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,810 (-) Land $27,170 Building $29,640	$299,000 (-) Land $143,000 Building $156,000
2025	$3,690.00 (+7.02%)	$56,810 Land $27,170 Building $29,640	$299,000 Land $143,000 Building $156,000
2024	$3,448.00 (-0.86%)
2023	$3,478.00 (+10.52%)	$50,240 (+18.46%) Land $17,460 Building $32,780	$264,400 Land $91,900 Building $172,500
2022	$3,147.00	$42,410 Land $22,230 Building $20,180
2021			$223,200 Land $117,000 Building $106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Ranch Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2020)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Ranch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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