404 Railroad St, Dewey, IL 61840 Property Records

Champaign County property record for 404 Railroad St, Dewey, IL 61840

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1965
Lot Size	0.251 acres (10,913 sqft)
Owner	Individual Name on File
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-34-152-009`

Property Details

APN / Parcel Number

Primary APN	`10-02-34-152-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Stucco
Roof Material	Other
Lot Area	10,913 sqft (0.251 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	404 RAILROAD ST
City	DEWEY
State	IL
Zip	61840-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HADLERS, ROSE, ADD
Legal Range	08E
Legal Township	22N
Legal Section	34
Legal Subdivision	HADLERS, ROSE, ADD
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	EAST BEND
Census Block Group	1
Census Block	1081
Census Tract	10500

Owner

404 Railroad St is owned and occupied by an individual.

Source: Champaign County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	416 RAILROAD ST, DEWEY, IL 61840-9701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage FISHER NATIONAL BANK
Aug 27, 2019	Deed of Trust, Mortgage FISHER NATIONAL BANK
Sep 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage DEWEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 RAILROAD ST, DEWEY, IL 61840-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020991
Date	Dec 13, 2019
Instrument	2019R20991

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	FISHER, IL 61843

Agreement

Amount	Amount on Record
Term	37 Months
Due	Jan 23, 2023

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 RAILROAD ST, DEWEY, IL 61840-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013811
Date	Aug 27, 2019
Instrument	2019R13811

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	FISHER, IL 61843

Agreement

Amount	Amount on Record
Term	31 Months
Due	Mar 23, 2022

Interest

Rate	7.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 RAILROAD ST, DEWEY, IL 61840-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019221
Date	Sep 22, 2020
Instrument	2020R19221

Lender

Name	DEWEY BANK
Type	Bank
Address	DEWEY, IL 61840

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2025

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 404 Railroad St was $2,035 with a homeowner's exemption, up 3.4% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	East Bend Township
Unified School District	Fisher Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (+3.35%)	$38,210 Land $3,870 Building $34,340	$114,630 Land $11,610 Building $103,020
2024	$1,969.00
2022	$1,698.00 Homeowner's exemption	$29,600 Land $3,000 Building $26,600	$88,800 Land $9,000 Building $79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Railroad St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1994–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-DEWEY serves 350 people · EPA ID IL0195200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.52 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Railroad St

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