404 Pulaski St, Cumberland, MD 21502 Property Records

Allegany County property record for 404 Pulaski St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,792 sqft · built 1920
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2023)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-021855`

Property Details

APN / Parcel Number

Primary APN	`05-021855`
Alternative APNs	`5021855` `021855`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Total Area
Attic	Attic
Attic Area	448 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Block
Roof Material	Slate
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Slab
Porch Area	276 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021855
Street Address	404 PULASKI ST
City	CUMBERLAND
State	MD
Zip	21502-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	404 PULASKI ST FAIRVIEW ADDN 30X100
Legal Subdivision	FAIRVIEW ADD
Jurisdiction	ALLEGANY MD
Township / Civil Division	5, WILLS CREEK
Census Block Group	1
Census Block	1036
Census Tract	1000

Owner

404 Pulaski St is owned and occupied by two individuals who bought it in June 2023.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Sep 29, 2021	Special Warranty Deed, Transfer SERVICELINK
May 1, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	May 1, 2020 · Amount on File
Deed Book / Page	2889 / 215
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 23, 2023
Property Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544
Document Number	002889-0215
Book / Page	2889 / 215
Instrument Date	Jun 7, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544

Mortgage

Document Number	0028890222
Date	Jun 23, 2023
Instrument	2889-0222

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 29, 2021
Property Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544
Document Number	002706-0199
Book / Page	2706 / 199
Instrument Date	Aug 2, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 1, 2020
Property Address	404 PULASKI ST, CUMBERLAND, MD 21502-1544
Document Number	0025520001
Book / Page	002552 / 000001
Instrument Date	Nov 8, 2019
Transaction Type	Foreclosure
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$393.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 PULASKI ST CUMBERLAND MD 215021544, CUMBERLAND, MD 21502-1544
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 Pulaski St was $1,157.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 Land $6,000 Building $140,900	$146,900 Land $6,000 Building $140,900
2025	$1,157.00
2023	$789.00	$84,900 (-) Land $6,000 Building $78,900	$84,900 (-) Land $6,000 Building $78,900
2022		$84,900 Land $6,000 Building $78,900	$84,900 Land $6,000 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Pulaski St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pulaski St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Pulaski St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures