404 Prospect Ave, Beaver Dam, WI 53916 Property Records

Dodge County property record for 404 Prospect Ave, Beaver Dam, WI 53916

Property Summary

Property Type	Single Family Home
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2025)
Tax Bill	$4,923 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-1214-3433-024`

Property Details

APN / Parcel Number

Primary APN	`206-1214-3433-024`
Alternative APN	`206091101900`

Exterior

Lot Area	9,714 sqft (0.223 acres)

Location & Zoning

Street Address	404 PROSPECT AVE
City	BEAVER DAM
State	WI
Zip	53916-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60 FT OF W 479 FT OF S162 FT OF OL 36 ORIG 3RD WD
Legal Range	14E
Legal Township	12N
Legal Section	34
Legal Subdivision	CITY/BEAVER DAM 03 WARD
Jurisdiction	DODGE WI
Township / Civil Division	BEAVER DAM
Census Block Group	4
Census Block	4007
Census Tract	960800

Owner

404 Prospect Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Dodge County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 PROSPECT AVE, BEAVER DAM, WI 53916-2229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage EDUCATED MORTGAGE SERVICES LLC
Feb 28, 2017	Deed of Trust, Mortgage · ARM SUMMIT CU
May 31, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	20251361181
Prior Transfer Date	Jun 30, 2025
Prior Transfer Doc	0001361181
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DODGE WI
Recording Date	Oct 7, 2021
Property Address	404 PROSPECT AVE, BEAVER DAM, WI 53916-2229
Document Number	1315928
Instrument Date	Oct 7, 2021
Instrument	1315928
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	TITLE CONSULTANTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PROSPECT AVE, BEAVER DAM, WI 53916-2229

Mortgage

Document Number	1315929
Date	Oct 7, 2021
Instrument	1315929

Lender

Name	EDUCATED MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	404 PROSPECT AVE, BEAVER DAM, WI 53916-2229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1247273
Date	Feb 28, 2017
Instrument	1247273

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	404 PROSPECT AVE, BEAVER DAM, WI 53916-2229
Transaction Type	Mortgage
Record Updated	Jun 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1275800
Date	May 31, 2019
Instrument	1275800

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 404 Prospect Ave was $4,923 with a homeowner's exemption.

Source: Dodge County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Beaver Dam City
Unified School District	Beaver Dam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,923.00 Homeowner's exemption	$293,800 Land $17,000 Building $276,800	$304,900
2023	$4,741.00 Homeowner's exemption	$254,700 Land $17,000 Building $237,700	$265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER DAM WATER UTILITY serves 16,200 people · EPA ID WI1140059
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	11 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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