Champaign County property record for 404 Potomac Ave, Savoy, IL 61874
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.207 acres (9,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,000 (Sep 2013) |
| Tax Bill | $9,819 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-35-309-009 |
| Primary APN | 03-20-35-309-009 |
|---|
| Lot Area | 9,018 sqft (0.207 acres) |
|---|
| Street Address | 404 POTOMAC AVE |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 439 LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Lot Number | 439 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1302 |
404 Potomac Ave is owned and occupied by two individuals who bought it in September 2013.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 POTOMAC AVE, SAVOY, IL 61874-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 1, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on File |
| Deed Sale | Sep 11, 2013 · Amount on File |
| Prior Sale | Sep 11, 2013 · Amount on File |
| Deed Document Number | 201322176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 POTOMAC AVE, SAVOY, IL 61874-8114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016137 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020R16137 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 POTOMAC AVE, SAVOY, IL 61874-8114 |
| Document Number | 0000010713 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 POTOMAC AVE SAVOY IL 618748114, SAVOY, IL 61874-8114 |
| Document Number | 0000010713 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 10713 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign Township |
| Municipality | Savoy Village |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,190 Land $27,810 Building $129,380 | $471,570 Land $83,430 Building $388,140 | |
| 2024 | $9,819.00 | ||
| 2022 | $8,909.00 Homeowner's exemption | $120,240 Land $21,280 Building $98,960 | $360,720 Land $63,840 Building $296,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Potomac Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Potomac Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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