404 Pointe Clear Dr, Smyrna, TN 37167 Property Records

Rutherford County property record for 404 Pointe Clear Dr, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,295 sqft · built 1995
Lot Size	0.374 acres (16,281 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Jun 2023)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`033A-A-053.00-000`

Property Details

APN / Parcel Number

Primary APN	`033A-A-053.00-000`
Alternative APNs	`033A A 05300` `R0020146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	2,468 sqft
Upper Floors Area	1,061 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	16,281 sqft (0.374 acres)
Lot Dimensions	250 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	265 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0020146
Street Address	404 POINTE CLEAR DR
City	SMYRNA
State	TN
Zip	37167-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65.05 X 250.14 IRR
Legal Subdivision	LIVING SPRINGS SEC 1 RESUB & SEC 2
Legal Lot Number	53
Jurisdiction	RUTHERFORD TN
Township / Civil Division	10
Census Block Group	2
Census Block	2000
Census Tract	40307

Owner

404 Pointe Clear Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 POINTE CLEAR DR, SMYRNA, TN 37167-9332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Apr 5, 1995 · Amount on File
Deed Document Number	20232499065
Deed Book / Page	2348 / 2821
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	15472609
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 7, 2023
Property Address	404 POINTE CLEAR DR, SMYRNA, TN 37167-9332
Document Number	0023482821
Book / Page	2348 / 2821
Map Reference	MB 14 PG 126
Instrument Date	May 19, 2023
Instrument	2499065
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 POINTE CLEAR DR, SMYRNA, TN 37167-9332

Mortgage

Document Number	0002499066
Date	Jun 7, 2023
Instrument	2499066

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 13, 2017
Property Address	404 POINTE CLEAR DR, SMYRNA, TN 37167-9332
Document Number	RB15472609
Book / Page	001547 / 002609
Instrument Date	Aug 31, 2016
Instrument	2068807
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 POINTE CLEAR DR SMYRNA TN 371679332, SMYRNA, TN 37167-9332

Tax Assessment & Valuation

The 2025 property tax bill for 404 Pointe Clear Dr was $2,216.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Smyrna Town
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,100 (+24.77%) Land $27,500 Building $87,600	$460,400 Land $110,000 Building $350,400
2025	$2,216.00	$92,250 Land $13,750 Building $78,500
2023	$2,221.00 (+12.12%)	$92,500 Land $13,750 Building $78,750	$370,000 (+0.27%) Land $55,000 Building $315,000
2022	$1,981.00		$369,000 Land $55,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Pointe Clear Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pointe Clear Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Pointe Clear Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures