St. Johns County property record for 404 Piper Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 1993 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Mar 2026) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250006-0090 |
| Primary APN | 250006-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,961 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | Deck Area |
| Patio Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 PIPER PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 26/82-83 JULINGTON CREEK UT 1 1ST REPLAT BLOCK 6 LOT 9 OR5344/881 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 32 |
| Legal Subdivision | FIRST REPLAT IN JULINGTON CREEK UNIT ONE |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20802 |
404 Piper Pl is owned and occupied by two individuals who bought it in March 2026.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | Aug 16, 2021 · Amount on File |
| Deed Document Number | 202620521 |
| Deed Book / Page | 6320 / 1811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 PIPER PL, JACKSONVILLE, FL 32259-4320 |
| Investor | Possibly a Property Investor |
| Document Number | 0054331542 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 5433/1542 |
| Instrument | 2021129987 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 10, 2026 |
| Property Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Document Number | 0063201811 |
| Book / Page | 6320 / 1811 |
| Map Reference | MB 26 PG 82&83 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 2026020521 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 WOODLAND DR APT 103, 103, VERO BEACH, FL 32962-3714 |
| Name | Verified Name |
|---|---|
| Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Document Number | 0063201813 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 6320/1813 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 16, 2021 |
| Property Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Document Number | 0053440881 |
| Book / Page | 5344 / 881 |
| Map Reference | MB 26 PG 82 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021090407 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | GLOBAL TITLE PROFESSIONALS LLC, GLOBAL TTL PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 PIPER PL, 404, ST JOHNS, FL 32259-4320 |
| Name | Verified Name |
|---|---|
| Address | 404 PIPER PL, SAINT JOHNS, FL 32259-4320 |
| Document Number | 5344883 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 5344/883 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 404 Piper Pl was $334, up 31.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,635 (-7.73%) Land $80,000 Building $320,635 | $400,635 (-7.73%) Land $80,000 Building $320,635 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $434,215 | $434,215 Land $90,000 Building $344,215 |
| 2024 | $254.00 | ||
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $422,962 (+8.38%) | $426,558 (+9.3%) Land $84,000 Building $342,558 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $390,262 | $390,262 Land $84,000 Building $306,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Piper Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Piper Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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