Ocean County and Lacey Township property record for 404 Pine Forest Ln, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,963 sqft · built 1997 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual on Record |
| Last Sale | $360,000 (Nov 2020) |
| Tax Bill | $8,752 (2025) |
| Deeds & Mortgages | May 2017 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00453-0000-00013 |
| Primary APN | 13-00453-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00039910 |
|---|---|
| Street Address | 404 PINE FOREST LN |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75 X 160 |
| Legal Subdivision | FORKED RIV ESTATES CAPTAINS CO |
| Legal Block | 453 |
| Legal Lot Number | 13 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 404 PINE FOREST LN, FORKED RIVER, NJ 08731-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Nov 9, 2020 | Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2011 · Amount on Record |
| Deed Document Number | 2020131676 |
| Deed Book / Page | 18146 / 975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 404 PINE FOREST LN, FORKED RIVER, NJ 08731-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0167471786 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 16747/1786 |
| Instrument | 2017052523 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 404 PINE FOREST LN, FORKED RIVER, NJ 08731-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178850924 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 17885/924 |
| Instrument | 2020048002 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 9, 2020 |
| Property Address | 404 PINE FOREST LN, FORKED RIVER, NJ 08731-1906 |
| Document Number | 0181460975 |
| Book / Page | 18146 / 975 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020131676 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 AVON LN, 7, WARETOWN, NJ 08758-2602 |
| Name | Verified Name |
|---|---|
| Address | 404 PINE FOREST LN, FORKED RIVER, NJ 08731-1906 |
| Document Number | 2020131677 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020131677 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Oct 15, 2053 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (-) Land $105,000 Building $215,000 | $320,000 (-) Land $105,000 Building $215,000 | |
| 2025 | $8,752.00 (+7.94%) | $320,000 (-) Land $105,000 Building $215,000 | $320,000 (-) Land $105,000 Building $215,000 |
| 2024 | $8,108.00 (+11.97%) | ||
| 2023 | $320,000 Land $105,000 Building $215,000 | $320,000 Land $105,000 Building $215,000 | |
| 2022 | $7,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 402 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 402 in force |
| Nearby Flood Claims | 484 (1991–2025) |
| Claims Outside the SFHA | 3 of 484 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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