404 Pine Bluff Dr, Summerville, SC 29483 Property Records

Berkeley County property record for 404 Pine Bluff Dr, Summerville, SC 29483

Property Summary

Property Type	Townhouse
Details	1,066 sqft · built 2007
Lot Size	0.054 acres (2,368 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2023)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232-11-01-046`

Property Details

APN / Parcel Number

Primary APN	`232-11-01-046`
Alternative APN	`232-00-02-150`

Interior

Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,240 sqft
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,368 sqft (0.054 acres)
Porch	Slab
Porch Area	142 sqft
Storage Building	32 sqft

Location & Zoning

Street Address	404 PINE BLUFF DR
City	SUMMERVILLE
State	SC
Zip	29483-1638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 039SUMMER WOOD TOWNHOUSESPHASE 1C - BUILDING 45
Legal Subdivision	SUMMER WOOD
Legal Phase	1C
Legal Block	45
Legal Lot Number	404
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2014
Census Tract	20714

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NTFN INC
Apr 20, 2023	Deed, Transfer · FHA Mortgage NTFN INC
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 6, 2022	Re-recorded Document
Feb 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202311497
Deed Book / Page	4536 / 570
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	04356/0209
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04660/0802
Date	Sep 13, 2023
Book Page	4660/802
Instrument	2023028111

Lender

Name	NTFN INC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 20, 2023
Property Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Document Number	04536/0570
Book / Page	4536 / 570
Map Reference	CAB Q PG 386-C&386-D
Instrument Date	Mar 20, 2023
Instrument	2023011497
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638

Mortgage

Document Number	2023011498
Date	Apr 20, 2023
Instrument	2023011498

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	04536/0587
Date	Apr 20, 2023
Book Page	4536/587
Instrument	2023011499

Lender

Name	NTFN INC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	240 Months
Due	Apr 19, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03707/0967
Date	Feb 26, 2021
Book Page	3707/967
Instrument	2021009160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jul 1, 2046

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BERKELEY SC
Recording Date	Sep 6, 2022
Property Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Document Number	04356/0209
Book / Page	4356 / 209
Map Reference	CAB Q PG 386-C&386-D
Instrument Date	Aug 16, 2022
Instrument	2022034920
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 28, 2022
Property Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638
Document Number	04162/0237
Book / Page	4162 / 237
Map Reference	CAB Q PG 386-C&386-D
Instrument Date	Feb 24, 2022
Instrument	2022008093
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	404 PINE BLUFF DR, SUMMERVILLE, SC 29483-1638

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,400 (+2,4%) Land $32,500 Building $196,900	$229,400 (-) Land $32,500 Building $196,900
2025	$1,007.00 (+4.9%) Homeowner's exemption	$9,176 (-) Land $1,300 Building $7,876	$229,400 (-) Land $32,500 Building $196,900
2024	$960.00 (-42.58%) Homeowner's exemption	$9,176 (-23.03%) Land $1,300 Building $7,876	$229,400 (+15.45%) Land $32,500 Building $196,900
2022	$1,672.00	$11,922 Land $900 Building $11,022	$198,700 Land $15,000 Building $183,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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