Mobile County property record for 404 Pennington Cir, Mobile, AL 36606
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,758 sqft · built 1992 |
| Lot Size | 0.205 acres (8,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,500 (Dec 2015) |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022909301000110 |
| Primary APN | R022909301000110 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,947 sqft (0.205 acres) |
| Porch | Slab |
| Porch Area | 329 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 877787 |
|---|---|
| Street Address | 404 PENNINGTON CIR |
| City | MOBILE |
| State | AL |
| Zip | 36606-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 RESUB OF LOTS 13 14 15 16 & 17 PENNINGTON WOODS MPBK 25 P 94 #SEC 30 T4S R1W #MP29 09 30 1 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | PENNINGTON WOODS |
| Legal Lot Number | 3,13-17 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2900 |
404 Pennington Cir is owned and occupied by an individual who bought it in December 2015.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 PENNINGTON CIR, MOBILE, AL 36606-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Prior Sale | Jul 21, 2015 · Amount on File |
| Deed Document Number | 201562388 |
| Deed Book / Page | 7328 / 943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 404 PENNINGTON CIR, MOBILE, AL 36606-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 PENNINGTON CIR, MOBILE, AL 36606-4704 |
| Document Number | 0000040733 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023040733 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 14, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 404 PENNINGTON CIR, MOBILE, AL 36606-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000112 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022000112 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 404 Pennington Cir was $806 with a homeowner's exemption, up 7.5% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $806.00 (+7.47%) Homeowner's exemption | $14,000 (+10.06%) Land $2,800 Building $11,200 | $140,000 (+10.06%) Land $28,000 Building $112,000 |
| 2024 | $750.00 (+18.11%) Homeowner's exemption | $12,720 (+16.8%) Land $2,500 Building $10,220 | $127,200 (+16.8%) Land $25,000 Building $102,200 |
| 2023 | $635.00 Homeowner's exemption | $10,890 Land $2,000 Building $8,890 | $108,900 Land $20,000 Building $88,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Pennington Cir in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 56 (1978–2006) |
| Claims Outside the SFHA | 37 of 56 |
| Most Recent Claim | Dec 2006 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Pennington Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures