404 Penn Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 404 Penn Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,453 sqft · built 1995
Lot Size	0.008 acres (351 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Jul 2022)
Tax Bill	$9,837 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CP404`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CP404`
Alternative APN	`1300085000100002 CP404`

Interior

Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	351 sqft (0.008 acres)

Location & Zoning

Street Address	404 PENN CT
City	EDGEWATER
State	NJ
Zip	07020-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Penn Ct is owned by a company that bought it in July 2022.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	202268504
Deed Book / Page	4735 / 1214
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 7, 2022
Property Address	404 PENN CT, EDGEWATER, NJ 07020-1646
Document Number	0047351214
Book / Page	4735 / 1214
Instrument Date	Jun 17, 2022
Instrument	2022068504
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 LAWRENCE CT, HILLSBOROUGH, NJ 08844-7060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PENN CT, EDGEWATER, NJ 07020-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	2022068505
Date	Jul 7, 2022
Instrument	2022068505

Lender

Name	CENTURY STAR LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	35 Months
Due	Jun 16, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 404 Penn Ct was $9,837, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,000 (+3.68%) Land $285,000 Building $335,000	$620,000 (+3.68%) Land $285,000 Building $335,000
2025	$9,837.00 (+6.11%)	$598,000 Land $275,000 Building $323,000	$598,000 Land $275,000 Building $323,000
2024	$9,271.00
2023		$568,900 Land $260,000 Building $308,900	$568,900 Land $260,000 Building $308,900
2022	$9,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Penn Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Penn Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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