San Diego County property record for 404 Penelope Dr, San Marcos, CA 92069
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,851 sqft · built 2016 |
| Lot Size | 0.565 acres (24,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,500 (Mar 2016) |
| Tax Bill | $7,624 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-171-12-01 |
| Primary APN | 218-171-12-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,851 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 24,651 sqft (0.565 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 PENELOPE DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-2000 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SPA |
| Legal Description | LOT 1 US 91PER DOC15-0250462&UND INT IN MODULE 3B TR 016011 |
| Legal Subdivision | MISSION GROVE MODULE 3B |
| Legal Tract | 016011 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20023 |
404 Penelope Dr, a condominium, is owned and occupied by two individuals who bought it in March 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 PENELOPE DR, SAN MARCOS, CA 92069-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2016 · Amount on File |
| Deed Sale | Mar 25, 2016 · Amount on File |
| Deed Document Number | 2016135772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 404 PENELOPE DR, SAN MARCOS, CA 92069-2000 |
| Document Number | 0000171290 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12105 BROWNELL DR MONTEREY CA 939407421, MONTEREY, CA 93940-7421 |
| Document Number | 0000171290 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 171290 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
The 2025 property tax bill for 404 Penelope Dr was $7,624 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,735 (+2%) Land $241,491 Building $332,244 | |
| 2025 | $7,624.00 | $562,486 Land $236,756 Building $325,730 |
| 2023 | $7,101.00 (+1.97%) | $540,646 Land $227,563 Building $313,083 |
| 2022 | $6,964.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 404 Penelope Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1993–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Penelope Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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