404 Pemberton Park Ln, Frederick, MD 21703 Property Records

Frederick County property record for 404 Pemberton Park Ln, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,536 sqft · built 2021
Lot Size	0.029 acres (1,280 sqft)
Owner	2 Individual Names on File
Last Sale	$293,197 (Dec 2021)
Tax Bill	$5,161 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-602054`

Property Details

APN / Parcel Number

Primary APN	`02-602054`
Alternative APN	`602054`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,280 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	602054
Street Address	404 PEMBERTON PARK LN
City	FREDERICK
State	MD
Zip	21703-4900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 88 1,280 SQ FT WEST PARK VILLAGE
Legal Subdivision	WEST PARK VILLAGE
Legal Lot Number	88
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	3
Census Block	3007
Census Tract	750506

Owner

404 Pemberton Park Ln, a townhouse, is owned and occupied by two individuals who bought it in December 2021.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jun 24, 2021	Special Warranty Deed, Transfer · Line of Credit SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Book / Page	15585 / 463
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0150180081
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 16, 2021
Property Address	404 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Document Number	0155850463
Book / Page	15585 / 463
Map Reference	MB 105 PG 63
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 PEMBERTON PARK LN, FREDERICK, MD 21703-4900

Mortgage

Document Number	0015585470
Date	Dec 16, 2021
Instrument	15585/470

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	404 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Document Number	0150180081
Book / Page	15018 / 81
Map Reference	MB 105 PG 63
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4140 PLEASANT VALLEY RD # 200, 200, CHANTILLY, VA 20151-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0150180090
Date	Jun 24, 2021
Instrument	15018/0090

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,200 Land $100,000 Building $192,200	$292,200 Land $100,000 Building $192,200
2024	$5,161.00 (+7.79%)
2023	$4,788.00	$261,467	$292,200 Land $100,000 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Pemberton Park Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pemberton Park Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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