404 Pecan St, Gaffney, SC 29340 Property Records

Cherokee County property record for 404 Pecan St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,560 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Nov 2022)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007970-23-3`

Property Details

APN / Parcel Number

Primary APN	`007970-23-3`
Alternative APNs	`0990700208000 60486089` `099-07-00-208.000` `006672223`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Exterior Material	Siding
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990700208000 60486089
Street Address	404 PECAN ST
City	GAFFNEY
State	SC
Zip	29340-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	404 PECAN ST FM DAVIDSON $173000 FM SANTIAGO $79500
Legal Subdivision	JNO M JENKINS SURVEYOR
Legal Tract	4
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3019
Census Tract	970502

Owner

404 Pecan St is owned and occupied by an individual who bought it in November 2022.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	404 PECAN ST, GAFFNEY, SC 29340-3922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Oct 12, 2018	Grant Deed, Transfer
Aug 11, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Deed Document Number	0001532954
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 19, 2020
Property Address	404 PECAN ST, GAFFNEY, SC 29340-3922
Document Number	0001200527
Book / Page	000120 / 000527
Instrument Date	Feb 14, 2020
Instrument	923
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PECAN ST GAFFNEY SC 293403922, GAFFNEY, SC 29340-3922

Mortgage

Document Number	1200529
Date	Feb 19, 2020
Book Page	000120/000529
Instrument	924

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Oct 12, 2018
Property Address	404 PECAN ST, GAFFNEY, SC 29340-3922
Document Number	0001070775
Book / Page	000107 / 000775
Instrument Date	Oct 11, 2018
Instrument	4980
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PECAN ST GAFFNEY SC 293403922, GAFFNEY, SC 29340-3922

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 11, 2017
Property Address	404 PECAN ST, GAFFNEY, SC 29340-3922
Document Number	0000961383
Book / Page	000096 / 001383
Instrument Date	Aug 10, 2017
Instrument	3880
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 COACH HILL DR GAFFNEY SC 293402790, GAFFNEY, SC 29340-2790

Tax Assessment & Valuation

The 2025 property tax bill for 404 Pecan St was $1,218 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 Homeowner's exemption	$6,630 Land $480 Building $6,150	$165,700 Land $12,000 Building $153,700
2023	$1,099.00	$6,630 Land $480 Building $6,150	$165,700 Land $12,000 Building $153,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Pecan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pecan St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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