Wilson County property record for 404 Pearson St N, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,055 sqft · built 1963 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (May 2011) |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3722-07-8946.000 |
| Primary APN | 3722-07-8946.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Heated Area |
| 1st Floor Area | 2,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,217 sqft (0.533 acres) |
| Lot Dimensions | 210 ft deep x 112 ft wide |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 PEARSON ST N |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR6 |
| Legal Description | 404 PEARSON ST N L1P2 1.00LT |
| Legal Subdivision | PROPERTY OF JOE E OWENS HEIRS |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 601 |
Source: Wilson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 PEARSON ST N, WILSON, NC 27893-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2011 · Amount on Record |
| Deed Sale | May 16, 2011 · Amount on Record |
| Deed Document Number | 20113082 |
| Deed Book / Page | 2446 / 830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 404 PEARSON ST N, WILSON, NC 27893-1850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002741/098 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 2741/098 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 404 PEARSON ST N, WILSON, NC 27893-1850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002901/386 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 2901/386 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 404 PEARSON ST N, WILSON, NC 27893-1850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 002977/559 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 2977/559 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2052 |
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,140 (-) Land $44,000 Building $178,140 | $222,140 (-) Land $44,000 Building $178,140 | |
| 2025 | $1,984.00 (+79.87%) | $222,140 (-) Land $44,000 Building $178,140 | $222,140 (-) Land $44,000 Building $178,140 |
| 2024 | $222,140 Land $44,000 Building $178,140 | $222,140 Land $44,000 Building $178,140 | |
| 2021 | $1,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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