404 Pearl Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 404 Pearl Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1983
Lot Size	0.231 acres (10,062 sqft)
Owner	Company Name on File
Tax Bill	$2,415 (2026)
Deeds & Mortgages	Nov 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF13808`

Property Details

APN / Parcel Number

Primary APN	`00RFF13808`
Alternative APNs	`06-0903-01-2-67-03-0000` `R0632091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF13808
Street Address	404 PEARL DR
City	BELGRADE
State	MT
Zip	59714-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SPOMERS 3RD ADD, S01, T01 S, R04 E, BLOCK 3, LOT 8
Legal Range	04E
Legal Township	01S
Legal Section	01
Legal Subdivision	SPOMERS 3RD ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2007
Census Tract	105

Owner

404 Pearl Dr is owned by a company that acquired it in November 2023.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	214 S 9TH AVE, BOZEMAN, MT 59715-4306
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF BOZEMAN
Dec 7, 2018	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023
Deed Sale	Nov 28, 2023
Prior Sale	Dec 7, 2018
Deed Document Number	20232815845
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 28, 2023
Property Address	404 PEARL DR, BELGRADE, MT 59714-3131
Document Number	0002815845
Instrument Date	Nov 28, 2023
Instrument	2815845
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 S 9TH AVE, BOZEMAN, MT 59715-4306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S 9TH AVE, BOZEMAN, MT 59715-4306

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	404 PEARL DR, BELGRADE, MT 59714-3131
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2728170
Date	Apr 9, 2021
Instrument	2728170

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	404 PEARL DR, BELGRADE, MT 59714-3131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2662031
Date	Oct 22, 2019
Instrument	2662031

Lender

Name	FIRST SECURITY BANK OF BOZEMAN
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Dec 7, 2018
Property Address	404 PEARL DR, BELGRADE, MT 59714-3131
Document Number	2633403
Map Reference	PL J-68
Instrument Date	Dec 7, 2018
Instrument	2633403
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 S 9TH AVE, BOZEMAN, MT 59715-4306

Tax Assessment & Valuation

The 2026 property tax bill for 404 Pearl Dr was $2,415, up 9% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00 (+9.03%)	$455,411 (-)	$455,411 (-) Land $192,661 Building $262,750
2025	$2,215.00	$455,411	$455,411 Land $192,661 Building $262,750
2023	$3,862.00	$445,000	$445,000 Land $134,263 Building $310,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Pearl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pearl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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