404 Patterson Dr, Opp, AL 36467 Property Records

Covington County property record for 404 Patterson Dr, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1981
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Nov 2023)
Tax Bill	$861 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-20-01-02-3-006-017.000`

Property Details

APN / Parcel Number

Primary APN	`23-20-01-02-3-006-017.000`
Alternative APNs	`20010230060170000` `2001023006017000` `23274380` `23423236` `23424165`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	120 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23424165
Street Address	404 PATTERSON DR
City	OPP
State	AL
Zip	36467-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/20658 JSD 11/9/2023 BEG @ NE COR OF LOT 18 BLK A CAPITAL HILL ESTATES RESUB #2 TO OPP SEC 2 T3N R18E POB; TH
Legal Range	18E
Legal Township	03N
Legal Section	02
Legal Subdivision	CAPITAL HILL ESTATES
Legal Block	A
Legal Lot Number	18-19
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	1
Census Block	1020
Census Tract	962700

Owner

404 Patterson Dr is owned and occupied by an individual who bought it in November 2023.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	404 PATTERSON DR, OPP, AL 36467-3744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Deed Book / Page	2023 / 20658
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Nov 28, 2023
Property Address	402 PATTERSON DR, OPP, AL 36467
Document Number	2023/20658
Book / Page	2023 / 20658
Map Reference	MB 5 PG 29
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 HAWK GRIFFIN RD, PLANT CITY, FL 33565-5760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 PATTERSON DR, OPP, AL 36467-3744

Mortgage

Document Number	0202320661
Date	Nov 28, 2023
Instrument	2023/20661

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Nov 28, 2023
Property Address	404 PATTERSON DR, OPP, AL 36467-3744
Document Number	2023/20658
Book / Page	2023 / 20658
Map Reference	MB 5 PG 29
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 HAWK GRIFFIN RD, PLANT CITY, FL 33565-5760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 PATTERSON DR, OPP, AL 36467-3744

Mortgage

Document Number	0202320661
Date	Nov 28, 2023
Instrument	2023/20661

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 404 Patterson Dr was $861, up 22.3% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (+22.3%)	$22,092 (+22.33%) Land $1,220 Building $20,872	$110,460 (+22.27%) Land $6,100 Building $104,360
2024	$704.00 (+16.17%)	$18,060 (+16.07%) Land $1,220 Building $16,840	$90,340 (+16.12%) Land $6,100 Building $84,240
2023	$606.00 (+5.21%)	$15,560 (+5.22%) Land $1,060 Building $14,500	$77,800 (+5.22%) Land $5,300 Building $72,500
2022	$576.00	$14,788 Land $980 Building $13,808	$73,940 Land $4,900 Building $69,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Patterson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Patterson Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: BuzzBroadband, C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson Dr

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