404 Passaic Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 404 Passaic Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1924
Lot Size	0.105 acres (4,591 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Jul 2021)
Tax Bill	$9,958 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00018-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`31-00018-0000-00007`
Alternative APNs	`310001800007` `036900`

Interior

Stories	2 Stories
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,591 sqft (0.105 acres)
Lot Dimensions	102 ft deep x 45 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	036900
Street Address	404 PASSAIC AVE
City	LODI
State	NJ
Zip	07644-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR
Legal Description	45X102
Legal Subdivision	TOWN/LODI
Legal Block	18
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4000
Census Tract	30201

Owner

404 Passaic Ave is owned by a company that bought it in July 2021.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	404 PASSAIC AVE, LODI, NJ 07644-1533
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	2021111699
Deed Book / Page	4266 / 135
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 12, 2021
Property Address	404 PASSAIC AVE, LODI, NJ 07644-1533
Document Number	0042660135
Book / Page	4266 / 135
Instrument Date	Jun 11, 2021
Instrument	2021111699
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 BAY BRIDGE DR, 65, BRICK, NJ 08724-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PASSAIC AVE, LODI, NJ 07644-1533

Mortgage

Document Number	0042660140
Date	Jul 12, 2021
Book Page	4266/140
Instrument	2021111700

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 404 Passaic Ave was $9,958, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,300 (-) Land $131,800 Building $149,500	$281,300 (-) Land $131,800 Building $149,500
2025	$9,958.00 (+5.61%)	$281,300 Land $131,800 Building $149,500	$281,300 Land $131,800 Building $149,500
2024	$9,429.00
2023		$281,300 Land $131,800 Building $149,500	$281,300 Land $131,800 Building $149,500
2022	$9,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Passaic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 units insured incl. 20 condo units
Nearby Flood Claims	8 (2007–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Passaic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20