St. Charles County property record for 404 Parc Forest Trl, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,111 sqft · built 1991 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jul 2022) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A923000226 |
| Primary APN | A923000226 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 1,244 sqft |
| Finished Basement | 855 sqft |
| Unfinished Basement | 389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A923000226 |
|---|---|
| Street Address | 404 PARC FOREST TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3685 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PARC FOREST RESUB 10 UNIT 10B |
| Legal Subdivision | PARC FOREST RESUB LOT 10 |
| Legal Lot Number | 10B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 310901 |
404 Parc Forest Trl, a condominium, is owned and occupied by two individuals who acquired it in December 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 PARC FOREST TRL, SAINT CHARLES, MO 63303-3685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Beneficiary Deed, Transfer |
| Jul 12, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Nov 13, 2012 · Amount on File |
| Deed Document Number | 202238605 |
| Last Transfer Date | Dec 13, 2022 |
| Transfer Doc | 0000065531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 13, 2022 |
| Property Address | 404 PARC FOREST TRL, SAINT CHARLES, MO 63303-3685 |
| Document Number | 0000065531 |
| Map Reference | MB 30 PG 320 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022R-065531 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 PARC FOREST TRL, SAINT CHARLES, MO 63303-3685 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 PARC FOREST TRL, SAINT CHARLES, MO 63303-3685 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 404 PARC FOREST TRL, SAINT CHARLES, MO 63303-3685 |
| Document Number | 0000038605 |
| Map Reference | MB 30 PG 320 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022R-038605 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 617 CARSON RIDGE RD, 617, GLASGOW, MO 65254-1253 |
| Name | Verified Name |
|---|---|
| Address | 7860 OAK LAWN PL, CEDAR HILL, MO 63016-2550 |
| Document Number | 0000038606 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R-038606 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 404 Parc Forest Trl was $2,732.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,282 (-) | $248,854 (-) Building $248,854 | |
| 2025 | $2,732.00 | $47,282 | $248,854 |
| 2023 | $43,322 | ||
| 2022 | $228,010 Building $228,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Parc Forest Trl in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Parc Forest Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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