404 Panda Cir, Harker Heights, TX 76548 Property Records

Bell County property record for 404 Panda Cir, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,308 sqft · built 1997
Lot Size	0.358 acres (15,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,197 (May 2022)
Tax Bill	$5,698 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0288413141`

Property Details

APN / Parcel Number

Primary APN	`0288413141`
Alternative APNs	`151296` `843843`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	2,308 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	420 sqft
Canopy	144 sqft
Storage Building	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 PANDA CIR
City	HARKER HEIGHTS
State	TX
Zip	76548-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY TRAILS ADDITION 10TH PHASE, BLOCK 031, LOT 0024
Legal Subdivision	COUNTRY TRAILS ADDITION 10TH PHASE
Legal Block	31
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2014
Census Tract	21905

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 PANDA CIR, HARKER HEIGHTS, TX 76548-5665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 15, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	202229681
Last Transfer Date	Apr 13, 2024
Transfer Doc	0000030163
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 9, 2022
Property Address	404 PANDA CIR, HARKER HEIGHTS, TX 76548-5665
Document Number	0000029681
Map Reference	CAB C SL 52-B
Instrument Date	May 6, 2022
Instrument	2022029681
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PANDA CIR, HARKER HEIGHTS, TX 76548-5665

Mortgage

Document Number	0000029682
Date	May 9, 2022
Instrument	2022029682

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	404 PANDA CIR, HARKER HEIGHTS, TX 76548-5665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013467
Date	Apr 5, 2017
Instrument	2017-00013467

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 15, 2018
Property Address	404 PANDA CIR, HARKER HEIGHTS, TX 76548-5665
Document Number	0000019586
Book / Page	010454 / 000166
Instrument Date	May 3, 2018
Instrument	19586
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 CADES CV LEAVENWORTH KS 660488501, LEAVENWORTH, KS 66048-8501

Mortgage

Document Number	19587
Date	May 15, 2018
Book Page	010454/000166
Instrument	19587

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,698.00 (-14.6%)	$416,668 (-4.39%) Land $60,000 Building $356,668	$416,668 (-4.39%) Land $60,000 Building $356,668
2023	$6,672.00 (+1.69%) Homeowner's exemption Senior Citizen's exemption	$435,822 Land $49,000 Building $386,822	$435,822 Land $49,000 Building $386,822
2022	$6,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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