404 Overcup Ln, Evans, GA 30809 Property Records

Columbia County property record for 404 Overcup Ln, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,159 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$334,803 (Oct 2017)
Tax Bill	$4,005 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059 416`

Property Details

APN / Parcel Number

Primary APN	`059 416`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,159 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	404 OVERCUP LN
City	EVANS
State	GA
Zip	30809-0477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 125 .25 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	125
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1006
Census Tract	30304

Owner

404 Overcup Ln is owned and occupied by an individual who bought it in October 2017.

Source: Columbia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	404 OVERCUP LN, EVANS, GA 30809-0477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI VANDERBILT MORTGAGE VANDERBILT MORTGAGE
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 9, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20176670
Deed Book / Page	11135 / 241
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	404 OVERCUP LN, EVANS, GA 30809-0477
Document Number	2631/0096
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OVERCUP LN EVANS GA 308090477, EVANS, GA 30809-0477

Mortgage

Document Number	2631/0096
Date	Jun 15, 2020
Book Page	012631/000096

Lender

Name	VANDERBILT MORTGAGE VANDERBILT MORTGAGE
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	404 OVERCUP LN, EVANS, GA 30809-0477
Document Number	2036/0106
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OVERCUP LN EVANS GA 308090477, EVANS, GA 30809-0477

Mortgage

Document Number	2036/0106
Date	Jul 10, 2019
Book Page	012036/000106

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	404 OVERCUP LN, EVANS, GA 30809-0477
Document Number	1472/0146
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OVERCUP LN EVANS GA 308090477, EVANS, GA 30809-0477

Mortgage

Document Number	1472/0146
Date	Jun 5, 2018
Book Page	011472/000146

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 4, 2038

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Oct 9, 2017
Property Address	404 OVERCUP LN, EVANS, GA 30809-0477
Document Number	1135/0241
Book / Page	011135 / 000241
Instrument Date	Oct 6, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OVERCUP LN EVANS GA 308090477, EVANS, GA 30809-0477

Mortgage

Document Number	1135/0243
Date	Oct 9, 2017
Book Page	011135/000243

Lender

Name	STATE BK&TR
Type	Bank
Address	AUGUSTA, GA 30909

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 404 Overcup Ln was $4,005, down 13.6% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,005.00 (-13.59%)	$204,564 (+5.5%) Land $33,204 Building $171,360	$511,410 (+5.5%) Land $83,010 Building $428,400
2025	$4,635.00 Additional exemption filed	$193,907 Land $33,204 Building $160,703	$484,767 Land $83,010 Building $401,757
2023	$4,288.00 (+4.23%) Homeowner's exemption	$185,746 (+17.51%) Land $28,304 Building $157,442	$464,365 (+17.51%) Land $70,760 Building $393,605
2022	$4,114.00 Homeowner's exemption	$158,066 Land $27,204 Building $130,862	$395,165 Land $68,010 Building $327,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Overcup Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Overcup Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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