Bergen County and Ridgewood Village property record for 404 Overbrook Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,000 sqft · built 1972 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,000 (Jul 2019) |
| Tax Bill | $19,438 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 51-03612-0000-00001 |
| Primary APN | 51-03612-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,000 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 150 ft deep x 138 ft wide |
| Street Address | 404 OVERBROOK RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .455 AC |
| Legal Block | 3612 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 47500 |
404 Overbrook Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 2, 2019 | Deed with Mortgage, Transfer BANK OF AMERICA |
| Sep 9, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Prior Sale | Dec 6, 2011 · Amount on File |
| Deed Document Number | 201942073 |
| Deed Book / Page | 3282 / 2185 |
| Prior Transfer Date | Sep 18, 1998 |
| Prior Transfer Doc | 0000153408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0046221444 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 4622/1444 |
| Instrument | 2022032607 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 4% |
| Index | Other |
| Max Rate | 7% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 2, 2019 |
| Property Address | 404 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417 |
| Document Number | 0032822185 |
| Book / Page | 003282 / 002185 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 42073 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 OVERBROOK RD RIDGEWOOD NJ 074503417, RIDGEWOOD, NJ 07450-3417 |
| Document Number | 32822191 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 003282/002191 |
| Instrument | 42073 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417 |
| Document Number | 0027681972 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 OVERBROOK RD RIDGEWOOD NJ 074503417, RIDGEWOOD, NJ 07450-3417 |
| Document Number | 0027681972 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 002768/001972 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 404 Overbrook Rd was $19,438, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,600 (-) Land $381,600 Building $291,000 | $672,600 (-) Land $381,600 Building $291,000 | |
| 2025 | $19,438.00 (+0.74%) | $672,600 Land $381,600 Building $291,000 | $672,600 Land $381,600 Building $291,000 |
| 2024 | $19,296.00 | ||
| 2023 | $672,600 Land $381,600 Building $291,000 | $672,600 Land $381,600 Building $291,000 | |
| 2022 | $18,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Overbrook Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1999–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 Overbrook Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures