Bergen County and Northvale Borough property record for 404 Overbrook Rd, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,888 sqft · built 1959 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Jun 2019) |
| Tax Bill | $12,643 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00406-0000-00012 |
| Primary APN | 40-00406-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,888 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Street Address | 404 OVERBROOK RD |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 75X125 1LT (514,2) |
| Legal Subdivision | NORTHVALE MANOR |
| Legal Block | 406 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 2200 |
404 Overbrook Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 OVERBROOK RD, NORTHVALE, NJ 07647-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 25, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Deed Document Number | 201940181 |
| Deed Book / Page | 3276 / 1692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 OVERBROOK RD, NORTHVALE, NJ 07647-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Document Number | 0047381915 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 4738/1915 |
| Instrument | 2022069699 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2019 |
| Property Address | 404 OVERBROOK RD, NORTHVALE, NJ 07647-1209 |
| Document Number | 0032761692 |
| Book / Page | 003276 / 001692 |
| Instrument Date | May 31, 2019 |
| Instrument | 40181 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | FOUNDATION TITLE LLC - ROSELA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 OVERBROOK RD NORTHVALE NJ 076471209, NORTHVALE, NJ 07647-1209 |
| Document Number | 32761699 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 003276/001699 |
| Instrument | 40181 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
The 2025 property tax bill for 404 Overbrook Rd was $12,643, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,200 (+80.1%) Land $415,000 Building $269,200 | $684,200 (+80.1%) Land $415,000 Building $269,200 | |
| 2025 | $12,643.00 (+3.94%) | $379,900 Land $244,000 Building $135,900 | $379,900 Land $244,000 Building $135,900 |
| 2024 | $12,164.00 | ||
| 2023 | $379,900 Land $244,000 Building $135,900 | $379,900 Land $244,000 Building $135,900 | |
| 2022 | $11,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Overbrook Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Overbrook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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