Richland County property record for 404 Ott Rd, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,178 sqft · built 1946 |
| Lot Size | 0.25 acres (11,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2023) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13801-10-13 |
| Primary APN | 13801-10-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,178 sqft Heated Area |
| Gross Area | 1,286 sqft |
| 1st Floor Area | 1,178 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,038 sqft (0.25 acres) |
| Lot Dimensions | 160 ft deep x 69 ft wide |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00462742 |
|---|---|
| Street Address | 404 OTT RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 2 BLK A 67.9X160X67X160 #SU VALENCIA HILLS #PR RB1539-2306 K-165 |
| Legal Subdivision | SOUTH ROSEWOOD |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2605 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 6, 2023 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 23, 2021 | Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2021 · Amount on Record |
| Deed Document Number | 202314080 |
| Deed Book / Page | 2827 / 412 |
| Prior Transfer Date | Jul 8, 2021 |
| Prior Transfer Doc | 0026460142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 OTT RD, COLUMBIA, SC 29205-2719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 404 S OTT RD, COLUMBIA, SC 29205-3971 |
| Document Number | 0028940958 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 2894/958 |
| Instrument | 2024002962 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 6, 2023 |
| Property Address | 404 OTT RD, COLUMBIA, SC 29205-2719 |
| Document Number | 0028270412 |
| Book / Page | 2827 / 412 |
| Map Reference | MB K PG 85 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023014080 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 S OTT RD, COLUMBIA, SC 29205-3971 |
| Document Number | 2023014081 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023014081 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 22, 2021 |
| Property Address | 404 OTT RD, COLUMBIA, SC 29205-2719 |
| Document Number | 0026460142 |
| Book / Page | 2646 / 142 |
| Map Reference | MB K PG 65 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021048759 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W SPRINGS RD, COLUMBIA, SC 29223-6916 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 23, 2021 |
| Property Address | 404 OTT RD, COLUMBIA, SC 29205-2719 |
| Document Number | 0026002154 |
| Book / Page | 2600 / 2154 |
| Map Reference | MB K PG 65 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021018441 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 W SPRINGS RD, COLUMBIA, SC 29223-6916 |
| Document Number | 0026002157 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 2600/2157 |
| Instrument | 2021018442 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2051 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 (-66.41%) | $240,000 (-) Land $42,500 Building $197,500 | $240,000 (-) Land $42,500 Building $197,500 |
| 2024 | $240,000 (+3,270.79%) Land $42,500 Building $197,500 | $240,000 (+34.83%) Land $42,500 Building $197,500 | |
| 2023 | $5,108.00 (+22.41%) | $7,120 (-17.11%) | $178,000 (+24.3%) |
| 2021 | $4,173.00 | $8,590 | $143,200 Land $36,800 Building $106,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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