404 Osprey Rdg, Fort Mill, SC 29708 Property Records

York County property record for 404 Osprey Rdg, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,458 sqft · built 2017
Lot Size	0.213 acres (9,282 sqft)
Owner	Individual Name on File
Last Sale	$391,753 (Nov 2017)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650-01-01-086`

Property Details

APN / Parcel Number

Primary APN	`650-01-01-086`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	1,509 sqft
2nd Floor Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,282 sqft (0.213 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	564 sqft
Patio Area	229 sqft

Location & Zoning

Street Address	404 OSPREY RDG
City	FORT MILL
State	SC
Zip	29708-0042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 83 HAWKS CREEK PH 2 MP 1
Legal Subdivision	HAWKS CREEK
Legal Lot Number	83
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2006
Census Tract	61010

Owner

404 Osprey Rdg is owned and occupied by an individual who bought it in November 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	404 OSPREY RDG, FORT MILL, SC 29708-0042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 1, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Deed Document Number	201747181
Deed Book / Page	16669 / 233
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	404 OSPREY RDG, FORT MILL, SC 29708-0042
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1952000298
Date	Aug 17, 2021
Book Page	19520/298
Instrument	2021047296

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	404 OSPREY RDG, FORT MILL, SC 29708-0042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1852500057
Date	Aug 25, 2020
Book Page	18525/57
Instrument	2020038933

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Nov 1, 2017
Property Address	404 OSPREY RDG, FORT MILL, SC 29708-0042
Document Number	1666900233
Book / Page	016669 / 000233
Instrument Date	Oct 31, 2017
Instrument	47181
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 OSPREY RIDGE LN FORT MILL SC 29708, FORT MILL, SC 29708

Mortgage

Document Number	1666900235
Date	Nov 1, 2017
Book Page	016669/000235
Instrument	47182

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 404 Osprey Rdg was $3,490.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00	$19,878 Land $2,571 Building $17,307	$657,100 Land $85,000 Building $572,100
2023	$2,930.00	$17,279 Land $2,800 Building $14,479	$431,966 Land $70,000 Building $361,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Osprey Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Osprey Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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