404 Oregon St, Lumberton, NC 28358 Property Records

Robeson County property record for 404 Oregon St, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,713 sqft · built 1967
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$11,000 (Mar 2017)
Tax Bill	$391 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`325104048`

Property Details

APN / Parcel Number

Primary APN	`325104048`
Alternative APN	`1187481`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,713 sqft Finished Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	60 ft deep x 140 ft wide
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1187481
Street Address	404 OREGON ST
City	LUMBERTON
State	NC
Zip	28358-7153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LT SANDY GROVE SUBDIV
Legal Subdivision	LT SANDY GROVE SUBDIV
Jurisdiction	ROBESON NC
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1012
Census Tract	960802

Owner

404 Oregon St is owned and occupied by an individual who bought it in March 2017.

Source: Robeson County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	404 OREGON ST, LUMBERTON, NC 28358-7153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Prior Sale	Jan 1, 2000
Deed Document Number	20172092
Deed Book / Page	2076 / 653
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	404 OREGON ST, LUMBERTON, NC 28358-7153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2157/484
Date	Dec 5, 2018
Book Page	2157/484
Instrument	2018009441

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Mar 8, 2017
Property Address	404 OREGON ST, LUMBERTON, NC 28358-7153
Document Number	2076/653
Book / Page	2076 / 653
Map Reference	MB 1110 PG 183
Instrument Date	Mar 8, 2017
Instrument	2017002092
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4944 PINEDALE BLVD, 4944, LUMBERTON, NC 28358-2170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OREGON ST, LUMBERTON, NC 28358-7153

Tax Assessment & Valuation

The 2026 property tax bill for 404 Oregon St was $391.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	Lumberton City
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$391.00	$103,900 Land $9,900 Building $94,000	$103,900 Land $9,900 Building $94,000
2023	$635.00	$82,500 (-) Land $9,000 Building $73,500	$82,500 (-) Land $9,000 Building $73,500
2022	$635.00	$82,500 Land $9,000 Building $73,500	$82,500 Land $9,000 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Oregon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 107 policies
Nearby Flood Policies	107 in force
Nearby Flood Claims	117 (1998–2024)
Claims Outside the SFHA	15 of 117
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 73 claims Hurricane Matthew, Oct 2016 · 30 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Oregon St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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