Freeborn County property record for 404 Oregon St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,349 sqft · built 1955 |
| Lot Size | 0.2 acres (8,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Sep 2022) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.057.0150 |
| Primary APN | 34.057.0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,845 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 404 OREGON ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORCHARD ADDITION LOT 6 BLK 2 ORCHARD ADDITION |
| Legal Subdivision | ORCHARD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 180900 |
Source: Freeborn County assessment roll, APN 34.057.0150, as of June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 OREGON ST, ALBERT LEA, MN 56007-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Deed Document Number | 20221463181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Aug 19, 2022 |
| Property Address | 404 OREGON ST, ALBERT LEA, MN 56007-2735 |
| Document Number | 000A117802 |
| Instrument Date | Aug 17, 2022 |
| Instrument | A117802 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 OREGON ST, ALBERT LEA, MN 56007-2735 |
| Document Number | 000A117809 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | A117809 |
| Name | ARCADIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll as of June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,100 (+63.34%) Land $15,600 Building $151,500 | $167,100 (+63.34%) Land $15,600 Building $151,500 | |
| 2025 | $2,184.00 (+144.3%) | ||
| 2023 | $894.00 (-9.33%) Homeowner's exemption | $102,300 Land $7,400 Building $94,900 | $102,300 Land $7,400 Building $94,900 |
| 2020 | $986.00 |
Source: FEMA National Flood Hazard Layer, Freeborn County (27047C), as of January 26, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 124 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| LTD Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon, Winnebago Cooperative Telecom Association.
Source: EPA Safe Drinking Water Information System, water system MN1240001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Albert Lea serves 18,492 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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