404 Opal St, Saint James, MO 65559 Property Records

Phelps County property record for 404 Opal St, Saint James, MO 65559 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1952
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$183,554 (Jun 2025)
Tax Bill	$747 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01210.00`

Property Details

APN / Parcel Number

Primary APN	`01210.00`
Alternative APN	`71-02-4.0-19-004-011-002.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	01210.00
Street Address	404 OPAL ST
City	SAINT JAMES
State	MO
Zip	65559-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 W 10' LOT 13 & E 20' LOT 15 BLOCK 6 POWELL'S SECOND SEC 19 TWP 38 N RNG 6 W
Legal Range	06W
Legal Township	38N
Legal Section	19
Legal Subdivision	POWELLS 2ND ADD
Legal Block	6
Legal Lot Number	13-15
Jurisdiction	PHELPS MO
Township / Civil Division	ST. JAMES
Census Block Group	6
Census Block	6011
Census Tract	890200

Owner

Source: Phelps County records · APN 01210.00

Assessment roll updated August 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 OPAL ST, SAINT JAMES, MO 65559-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Phelps County records · Assessment roll updated August 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Phelps County
Municipality	St. James City
Unified School District	St. James R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (+0.13%)	$15,290 (+20.77%) Land $3,270 Building $12,020	$80,480 (+20.79%) Land $17,200 Building $63,280
2024	$746.00 (+20.32%)
2023	$620.00 (-0.32%)	$12,660 Land $1,730 Building $10,930	$66,630 Land $9,100 Building $57,530
2022	$622.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Phelps County (29161C), updated April 19, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291618902006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.