404 Ocean Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 404 Ocean Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	9 bd · 7 ba · 4,631 sqft · built 1887
Lot Size	2.37 acres (103,237 sqft)
Owner	Trust Name on File
Last Sale	$3,500,000 (May 2018)
Tax Bill	$27,282 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`NARR M:F B:43`

Property Details

APN / Parcel Number

Primary APN	`NARR M:F B:43`
Alternative APN	`4278608`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	4,631 sqft Living Area
Gross Area	8,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4278608
Street Address	404 OCEAN RD
City	NARRAGANSETT
State	RI
Zip	02882-1390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	43
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3035
Census Tract	51503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ocean Road Historic District listed 1982 · 44 contributing resources · NRIS 82000019

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Ocean Rd is held in a trust since May 2018.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1018 BEACON ST, BROOKLINE, MA 02446-4084
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	20181504
Deed Book / Page	911 / 905
Transfer Doc	855-445
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	May 9, 2018
Property Address	404 OCEAN RD, NARRAGANSETT, RI 02882-1390
Document Number	911-905
Book / Page	000911 / 000905
Instrument Date	May 9, 2018
Instrument	1504
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 BEACH ST BROOKLINE MA 02446, BROOKLINE, MA 02446

Tax Assessment & Valuation

The 2025 property tax bill for 404 Ocean Rd was $27,282.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,282.00	$4,017,900 Land $2,967,600 Building $1,050,300	$4,509,592
2023	$26,520.00 (+3.44%)	$2,848,600 (-) Land $2,257,600 Building $591,000
2022	$25,637.00	$2,848,600 Land $2,257,600 Building $591,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Ocean Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures