Montgomery County property record for 404 Oakview Dr, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,692 sqft · built 1943 |
| Lot Size | 0.219 acres (9,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,320 (Jun 2017) |
| Tax Bill | $5,327 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00603-0022 |
| Primary APN | N64-00603-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,158 sqft |
| 1st Floor Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,527 sqft (0.219 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 204 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 OAKVIEW DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 138 OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20700 |
404 Oakview Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Montgomery County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on File |
| Deed Sale | Jun 28, 2017 · Amount on File |
| Prior Sale | Apr 17, 1995 |
| Deed Document Number | 201737503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Document Number | 0000038362 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202638362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Document Number | 0000038362, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202638362 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Apr 1, 2055 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 OAKVIEW DR, KETTERING, OH 45429-2820 |
| Document Number | 0000011874 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 2025-00011874 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000035060 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-00035060 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 28, 2017 |
| Property Address | 404 OAKVIEW DR, DAYTON, OH 45429-2820 |
| Document Number | 0000037503 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 37503 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 OAKVIEW DR KETTERING OH 454292820, KETTERING, OH 45429-2820 |
| Document Number | 37504 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 37504 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
The 2025 property tax bill for 404 Oakview Dr was $5,327.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,327.00 | $83,700 Land $15,380 Building $68,320 | $239,150 Land $43,940 Building $195,210 |
| 2024 | $5,327.00 (+2.74%) | ||
| 2023 | $5,185.00 (+8.97%) | $83,700 (+37.82%) Land $15,380 Building $68,320 | $239,150 Land $43,940 Building $195,210 |
| 2022 | $4,758.00 | $60,730 Land $11,140 Building $49,590 | |
| 2020 | $173,530 Land $31,840 Building $141,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Oakview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 404 Oakview Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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