Stephenson County property record for 404 Oak St, Lena, IL 61048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,990 sqft · built 1914 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Apr 2010) |
| Tax Bill | $3,303 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-33-301-001 |
| Primary APN | 11-07-33-301-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Base Area |
| 1st Floor Area | 2,990 sqft |
| Basement Area | 1,006 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 404 OAK ST |
|---|---|
| City | LENA |
| State | IL |
| Zip | 61048-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4, 5 & 6 BLK 20 ORIG TOWN OF LENA |
| Legal Block | 20 |
| Legal Lot Number | 4-6 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2171 |
| Census Tract | 300 |
404 Oak St is owned and occupied by an individual who bought it in April 2010.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 OAK ST, LENA, IL 61048-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2010 · Amount on File |
| Deed Sale | Apr 20, 2010 · Amount on File |
| Deed Document Number | 2010110706 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 404 Oak St was $3,303 with a homeowner's exemption.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | West Point Township |
| Municipality | Lena Village |
| Unified School District | Lena-Winslow Community Unit School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,303.00 | $45,843 Land $2,903 Building $42,940 | $137,529 Land $8,709 Building $128,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LENA serves 2,680 people · EPA ID IL1770300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: Verizon.
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