404 Oak St, Anna, IL 62906 Property Records

Union County property record for 404 Oak St, Anna, IL 62906

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Jan 2026)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-09-348`

Property Details

APN / Parcel Number

Primary APN	`14-00-09-348`
Alternative APN	`09-20-136-003`

Exterior

Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	404 OAK ST
City	ANNA
State	IL
Zip	62906-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 13 FOREST PLACE ADD. 50'X 125'
Legal Subdivision	FOREST PLACE ADD
Legal Block	13
Legal Lot Number	4
Jurisdiction	UNION IL
Township / Civil Division	ANNA DISTRICT 5
Census Block Group	2
Census Block	2049
Census Tract	950400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 OAK ST, ANNA, IL 62906-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2009	Deed of Trust, Mortgage ANNA STATE BANK
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2022	Warranty Deed, Transfer · Commercial Mortgage ANNA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	2026136
Prior Transfer Date	Oct 15, 2022
Prior Transfer Doc	02022R1849
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	404 OAK ST, ANNA, IL 62906-1735
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0319/98112
Date	Jul 7, 2009
Book Page	319/98-112
Instrument	2009R1702

Lender

Name	ANNA STATE BANK
Type	Bank
Address	100 E VIENNA ST, ANNA, IL 62906

Agreement

Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Jan 28, 2026
Property Address	404 OAK ST, ANNA, IL 62906-1735
Document Number	02026R0136
Instrument Date	Jan 28, 2026
Instrument	2026R0136
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 OAK ST, ANNA, IL 62906-1735

Mortgage

Document Number	02026R0137
Date	Jan 28, 2026
Instrument	2026R0137

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Oct 17, 2022
Property Address	404 OAK ST, ANNA, IL 62906-1735
Document Number	02022R1849
Instrument Date	Oct 15, 2022
Instrument	2022R1849
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAK ST, ANNA, IL 62906-1735

Mortgage

Document Number	02022R1850
Date	Oct 17, 2022
Instrument	2022R1850

Lender

Name	ANNA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2052

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Anna City
County	Union County
Elementary School District	Anna Community Consolidated School District 37 (KG - 08)
Secondary School District	Anna Jonesboro Community High School District 81 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (+4.92%) Homeowner's exemption	$27,020 (+6.55%) Land $4,630 Building $22,390	$81,060 (+6.55%) Land $13,890 Building $67,170
2024	$1,462.00 (-13.75%) Homeowner's exemption	$25,360 (+16.65%) Land $4,350 Building $21,010	$76,080 (+16.65%) Land $13,050 Building $63,030
2022	$1,695.00	$21,740 Land $3,733 Building $18,007	$65,220 Land $11,199 Building $54,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANNA serves 4,910 people · EPA ID IL1810050
Water Source	Purchased groundwater from ANNA-JONESBORO WATER COMMISSION
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: AT&T, ClearWave, ProTek Communications, Verizon, Wisper ISP.

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