404 NW 5th St, Hubbard, TX 76648 Property Records

Hill County property record for 404 NW 5th St, Hubbard, TX 76648

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft
Lot Size	0.197 acres (8,564 sqft)
Owner	2 Individual Names on File
Last Sale	$142,044 (Aug 2021)
Tax Bill	$4,977 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12615-04000-00180-006000`

Property Details

APN / Parcel Number

Primary APN	`12615-04000-00180-006000`
Alternative APN	`117769`

Interior

Full Baths	2 Baths
Building Area	1,488 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,488 sqft

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	8,564 sqft (0.197 acres)
Lot Dimensions	141 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12615-04000-00180-006000
Street Address	404 NW 5TH ST
City	HUBBARD
State	TX
Zip	76648-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONSTOTT BLK 18 LT 6B
Legal Subdivision	ONSTOTT
Legal Block	18
Legal Lot Number	6B
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	2
Census Block	2038
Census Tract	961400

Owner

404 NW 5th St is owned and occupied by two individuals who bought it in August 2021.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 NW 5TH ST, HUBBARD, TX 76648-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Deed Document Number	2021125291
Deed Book / Page	2126 / 471
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Aug 4, 2021
Property Address	404 NW 5TH ST, HUBBARD, TX 76648-2009
Document Number	002126/471
Book / Page	2126 / 471
Map Reference	VOL 1249 PG 584
Instrument Date	Aug 4, 2021
Instrument	125291
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 NW 6TH ST, HUBBARD, TX 76648-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NW 5TH ST, HUBBARD, TX 76648-2009

Mortgage

Document Number	0000125292
Date	Aug 4, 2021
Instrument	125292

Lender

Name	CITIZENS STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 4, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 404 NW 5th St was $4,977 with a homeowner's exemption, up 466.2% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,977.00 (+466.21%)	$188,895 (+3.84%)	$192,900 (+6.04%) Land $7,000 Building $185,900
2025	$879.00 Homeowner's exemption	$181,910 Land $7,000 Building $174,910	$181,910 Land $7,000 Building $174,910
2023		$141,920 Land $6,550 Building $135,370	$141,920 Land $6,550 Building $135,370
2022	$738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 NW 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 NW 5th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 1,917 people · EPA ID TX1090002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20