404 Neuchatel Rd, New Bern, NC 28562 Property Records

Craven County property record for 404 Neuchatel Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,627 sqft · built 2003
Lot Size	0.231 acres (10,079 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2024)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-300-1-725`

Property Details

APN / Parcel Number

Primary APN	`7-300-1-725`
Alternative APNs	`101581` `139060` `98112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,079 sqft (0.231 acres)
Lot Dimensions	150 ft deep x 55.8 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	139060
Street Address	404 NEUCHATEL RD
City	NEW BERN
State	NC
Zip	28562-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	LOT 725 TABERNA PH VI 5TH ADD
Legal Subdivision	TABERNA
Legal Phase	VI
Legal Lot Number	725
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	961003

Owner

404 Neuchatel Rd is owned and occupied by an individual who bought it in March 2024.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
Mar 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	202410124345
Deed Book / Page	3793 / 1310
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	2544/0909
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066

Mortgage

Document Number	03867/1668
Date	Jan 30, 2026
Book Page	3867/1668
Instrument	10151809

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	2213 W WHITE OAKS DR, SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 28, 2024
Property Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066
Document Number	01310/1312
Book / Page	1310 / 1312
Map Reference	2027 PG 995
Instrument Date	Mar 20, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066

Mortgage

Document Number	0010124346
Date	Mar 28, 2024
Instrument	10124346

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	03793/1313
Date	Mar 28, 2024
Book Page	3793/1313
Instrument	10124346

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	2213 W WHITE OAKS DR, SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Mar 2, 2022
Property Address	404 NEUCHATEL RD, NEW BERN, NC 28562-7066
Document Number	0003715/54
Book / Page	3715 / 54
Map Reference	CAB G SL 165-D
Instrument Date	Feb 22, 2022
Instrument	10092732
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 404 Neuchatel Rd was $2,516.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,770 (-) Land $47,500 Building $245,270	$292,770 (-) Land $47,500 Building $245,270
2025	$2,516.00	$292,770 Land $47,500 Building $245,270	$292,770 Land $47,500 Building $245,270
2023	$2,474.00 (+22.41%)	$292,770 (+55.58%) Land $47,500 Building $245,270	$292,770 Land $47,500 Building $245,270
2022	$2,021.00	$188,180 Land $38,000 Building $150,180
2018			$188,180 Land $38,000 Building $150,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Neuchatel Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Neuchatel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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