404 NE 45th St, Gainesville, FL 32641 Property Records

Alachua County property record for 404 NE 45th St, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1957
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$41,500 (Oct 2015)
Tax Bill	$980 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10884-014-000`

Property Details

APN / Parcel Number

Primary APN	`10884-014-000`
Alternative APN	`00961250000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Account Number	00961250000
Street Address	404 NE 45TH ST
City	GAINESVILLE
State	FL
Zip	32641-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JACKS S/D PB E-21 LOT 14 OR 4386/0484
Legal Range	20E
Legal Township	10S
Legal Section	01
Legal Subdivision	JACKS S/D
Legal Lot Number	14
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2012
Census Tract	1400

Owner

404 NE 45th St is owned and occupied by an individual who bought it in October 2015.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	404 NE 45TH ST, GAINESVILLE, FL 32641-6052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Jun 9, 2011 · Amount on File
Deed Document Number	2956660
Deed Book / Page	4386 / 0484
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	404 NE 45TH ST, GAINESVILLE, FL 32641-6052
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049891436
Date	Mar 25, 2022
Book Page	4989/1436
Instrument	3407954

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,052	$112,478 Land $36,000 Building $76,478
2024	$980.00 (+6.52%)
2023	$920.00 (+6.98%) Homeowner's exemption	$46,281 (+3%)	$92,454 (+25.72%) Land $37,000 Building $55,454
2022	$860.00 Homeowner's exemption	$44,933	$73,542 Land $25,000 Building $48,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 NE 45th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 NE 45th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20