DuPage County property record for 404 N River Rd, Naperville, IL 60540
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,885 sqft · built 2004 |
| Lot Size | 2.23 acres (97,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Nov 2004) |
| Tax Bill | $7,044 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-116-004 |
| Primary APN | 07-14-116-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 750 sqft |
| 2nd Floor Area | 1,135 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 97,574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 N RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4181 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R |
| Legal Description | LANGSTROM CT TOWNHOMES CONDO UNIT 404 4.930 PERCENT COM INT |
| Legal Subdivision | LANGSTROM CT TOWNHOMES CONDO |
| Legal Lot Number | B#4 |
| Legal Unit | 404 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 846504 |
404 N River Rd, a condominium, is owned and occupied by an individual who acquired it in November 2018.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 N RIVER RD, NAPERVILLE, IL 60540-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Feb 4, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2004 · Amount on File |
| Deed Sale | Nov 23, 2004 · Amount on File |
| Prior Sale | Mar 3, 1994 · Amount on File |
| Deed Document Number | 2004296325 |
| Last Transfer Date | Nov 26, 2018 |
| Transfer Doc | 0000008088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 404 N RIVER RD, NAPERVILLE, IL 60540-4181 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000079036 |
|---|---|
| Date | May 20, 2021 |
| Instrument | R2021-079036 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 4, 2019 |
| Property Address | 404 N RIVER RD, NAPERVILLE, IL 60540-4181 |
| Document Number | 0000008088 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 8088 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 404 N RIVER RD NAPERVILLE IL 605404181, NAPERVILLE, IL 60540-4181 |
The 2025 property tax bill for 404 N River Rd was $7,044 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,044.00 | $136,820 Land $19,748 Building $117,072 | $410,460 Land $59,244 Building $351,216 |
| 2022 | $5,862.00 Homeowner's exemption Senior Citizen's exemption | $101,730 Land $14,680 Building $87,050 | $305,190 Land $44,040 Building $261,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 N River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 N River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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